ÐÂÀËÆû³µ
Ñ¡³µ

½»Í¨>ÕýÎÄ

Öйú³µÖ÷³µÏÕÌåÑé°×ƤÊé

http://auto.sina.com.cn  2014Äê07ÔÂ30ÈÕ 10:16  ÐÂÀËÆû³µ×ۺϠ  ×ֺţº´ó ÖРС
ÃÀ¹ú Metronome ¿ÉÌáÈ¡²¢ÊµÊ±´«»ØÓмÛÖµµÄ¼ÝÊ»Êý¾Ý²¢×¼È·±¨¸æ¼ÝÊ»Àï³ÌÊý¡£¼ÝʻԱ¿ÉÒÔÒÀÕÕ´ËÊý¾ÝÖ§¸¶Ã¿Ôµı£·Ñ£¬¼´°üº¬¼¸ÃÀ·ÖÿӢÀïµÄ±ä¶¯·ÑÂʺÍÒ»¸öºÜµÍµÄ»ù´¡·ÑÂÊ£¬¾Í¿ÉÏíÊÜÈ«·½Î»µÄ³µÁ¾±£ÏÕ¡£¼ÆËã·ÑÂʵÄΨһÒÀ¾Ý¾ÍÊǼÝÊ»Àï³Ì£¬Óë¼Ýʻʱ¼ä¡¢µØµãºÍ·½Ê½Î޹ء£µÍÀï³Ì¼ÝʻԱÈô¸ù¾ÝÆäÿÔÂʵ¼Ê¼ÝÊ»Àï³ÌÖ§¸¶±£·Ñ£¬¿É±È¹ºÂò´«Í³³µÁ¾±£ÏÕ²úÆ·½ÚÊ¡20%-50%µÄ±£·Ñ¡£
Progressive(snapshot) UBIÊг¡µÄ×îÔç½øÈëÕߣ¬Æä²úÆ·»ùÓÚ²åÈëʽװÖá£×°ÖÃÏȶԼÝʻԱ½øÐÐ30ÌìµÄ¼à¿ØµÃµ½¶Ô·ÇUBI±£·ÑµÄÕÛ¿Û¡£ÔÚºóÐøÎå¸öÔµijÖÐø¼à¿Øºó£¬¼ÝʻԱ¹é»¹É豸²¢¶ÔÕÛ¿ÛÂʽøÐиüС£ÕÛ¿ÛÂÊÉÏÏÞΪ30%£¬²¢ÔÚÏÔÖøÓ°Ïì±£·ÑµÄÅú¸Ä³öÏÖÇ°±£³Ö²»±ä¡£
Allstate (DriveWise) ÕâÒ»ÏîÄ¿Ä¿Ç°ÔÚ10¸öÖÝ¿ÉÒÔ¹ºÂò£¬³õʼÕÛ¿ÛΪ10%£¬ºóÐøÉÏÏÞ30%¡£ÕÛ¿Û»ùÓÚ×ÜÐÐÊ»Àï³Ì¡¢ÈÕÐÐʻʱ¼ä¡¢¼±É²³µ´ÎÊýÒÔ¼°³¬¹ý80Ó¢ÀïÿСʱµÄ´ÎÊý¡£¹«Ë¾ÔÚÍøÕ¾ÉÏ֪ͨ¼ÝʻԱ¾ßÌåÐÅÏ¢²¢¹ÄÀø¼ÝʻԱÐγɸüºÃµÄ¼Ýʻϰ¹ß¡£
State Farm ×÷ΪĿǰ±±ÃÀ×î´óµÄÆû³µ±£ÏÕ¹«Ë¾£¬ÆäÖ÷µ¼µÄ³µÁªÍøÉÌҵģʽÓÐÈçϼ¸¸öÌص㣺Óë±£ÏÕ¹«Ë¾µÄÒµÎñÀ¦°ó£»ÌṩÓë¼ÝÊ»°²È«¶È½áºÏµÄ±£ÏÕ·ÑÂÊ£»Óë³µÁªÍø·þÎñÌṩÉÌ(TSP)Hughes ºÏ×÷£»·þÎñ²îÒ컯£¬±ÜÃâÓëOnStar µÈÇ°×°³µ³§Ö÷µ¼µÄ³µÁªÍø²úÆ·ºÍµ¼º½²úÆ·¾ºÕùµÈ¡£¿ÉÒÔÏëÏóÕâÏî³µÁªÍø·þÎñ¶Ô±£ÏÕ¿Í»§µÄÓÕ»óÁ¦£¬ Ò»µ©State FarmµÄ´ó²¿·ÖÓû§²ÉÓø÷þÎñ£¬³µÁªÍøµÄÍøÂç·þÎñƽ̨¼ÛÖµ¿ÉÄÜ»á½Ó½üFacebook µÄˮƽ¡£
Å·ÖÞ Cooperative Insurance Society ÔÚ2011ÄêÇ°ÆÚ·¢²¼ÁËUBI²úÆ·(¶ÔÄêÇá¼ÝʻԱ)²¢ÔÚËæºóµÄ11¸öÔÂÄÚÎüÒýÁË1.2Íòλ¿Í»§¡£
The Automobile Association ÔÚ2012Äê·¢²¼ÁËDrivesafe£¬Õë¶Ô¸ß±£·ÑȺÌ壬ÀýÈçÄêÇá¼ÝʻԱÒÔ¼°¸Õ»ñµÃ¼ÝÊ»×ʸñÈËÔ±¡£
Aviva ÔÚ2013Äê2Ô·¢²¼Á˲âÊÔÓ¦ÓÃRateMyDrive£¬Í¨¹ýÏÂÔØÃâ·ÑµÄÓ¦ÓÃÈí¼þ¿ÉÄÜ»ñµÃ¸ß´ï20%µÄÕÛ¿Û¡£
PolisVoorMij »ùÓÚÓ¦ÓóÌÐòµÄ²úÆ·£¬Ìṩ»ùÓÚÁ¼ºÃ¼Ýʻϰ¹ßµÄ¸ß´ï20%µÄÕÛ¿Û¡£
Provinzial Ìṩ»ùÓÚÁ¼ºÃ¼Ýʻϰ¹ßµÄ¸ß´ï10%µÄÕÛ¿Û£¬Í¬Ê±ÌṩÔöÖµ·þÎñ£¬ÀýÈç×Ô¶¯½ô¼±ºô½Ð¡£
Allianz Ìṩ¸½¼ÓÔöÖµ·þÎñ£¬Ã¿Äê½É·ÑµÄÈËÉí±£»¤¡¢µÁÇԺ͹ÊÕÏ¡£

¡¡¡¡Ê¹ÓÃUBIµÄÀàËƳµÏÕ»¹ÓÐState Farm¡¢Allstate¡¢Ingenie¡¢CooperativeInsurance SocietyµÈµÈ£¬¶¼ÊÇͬProgressiveÏàËƵġ°¼ÝÊ»ÐÐΪÖÁÉÏ¡±£¬ÓëÖ®ÉÔÓв»Í¬µÄÊÇMetronome¡£Metronome¸üÑϸñÀ´ËµÖ÷Òª³É·ÖÊÇTelematics£¬¼Ç¼µÄÊǼÝÊ»Àï³Ì£¬¸ù¾Ýÿ¸öÔµļÝÊ»Àï³Ì¼Ç¼À´¶¨±£·Ñ¡£Õâδ±Ø²»ÊÇÒ»¸öºÏÀíµÄ³µÏÕ¶¨¼Û·½Ê½£¬ÎÒÃÇ¿ÉÒÔ½«Æä¸úÒ»°ãÒâÒåÉϵÄUBI½áºÏÆðÀ´£¬²»ÄÑÔ¤¼ûÒ»¸öδÀ´µÄÖйúʽUBI¿ÉÄÜ»áÊÇÕâÑùµÄ£º

¡¡¡¡ÕÅÏÈÉú£¬»¥ÁªÍø´ÓÒµÕߣ¬33Ë꣬×ø±ê±±¾©£¬ÔÚÒ»¸öƽ·²ÎÞÆæµÄÔ糿¼Ý³µÈ¥ÉÏ°à¡£Ëû´ò¿ª³µÃÅ£¬×ø½ø¼Ýʻ룬³µÉϵÄTelematics×°ÖõÄÓïÒôϵͳÌáʾËû£ºÄúºÃ£¬ÏÖÔÚ±±¾©Ê±¼äÉÏÎçµÄ°ËµãÊ®Îå·Ö£¬ÌìÆøÊÇÖÐÓ꣬Ìì»Ò·»¬£¬Ê¹ʷ¢Éú¼¸ÂʱÈƽʱҪ¸ß¡£ÄúµÄËùÔÚµØΪ±±¾©¶þ»·£¬³µÁ¾½Ï¶à£¬ÎªÁËÄúµÄ¼ÝÊ»°²È«£¬Çë¿ØÖƳµËÙ£¬É÷¿ªÂýÐС£¸ù¾ÝÄúÉϴεļÝÊ»ÐÐΪºÍÀï³Ì£¬¼ÓÉϵ±Ç°µÄÌìÆøºÍµØÇø£¬Äú½ñÌìµÄ±£·ÑΪX.XXÔª¡£

¡¡¡¡µ½Ä¿Ç°ÎªÖ¹£¬Ïà¹ØµÄÊý¾Ý¶¼ÏÔʾUBIÔÚ¹úÍâÈ¡µÃÁËÒ»¶¨µÄ³É¹¦£¬¹úÄÚÒ²ÊÇʱºòÒý½øÕâÒ»¼¼Êõ£¬·¢Õ¹ÊôÓÚ×Ô¼ºµÄUBI¡£ÎÒÃÇ¿ÉÒÔÎüÈ¡ÔçÆÚUBIÏîĿʵʩÕßµÄһЩ¾­Ñé½Ìѵ£¬ÆäÖÐÓйØÓÚÈκÎÐÅÏ¢µÄÓÅÁÓ¶¼È¡¾öÓÚÆäËùÒÀ¾ÝµÄÊý¾ÝÖÊÁ¿ÕâÒ»µãÊôÓÚÎÒÃÇÐèҪעÒâµÄÖØÖÐÖ®ÖØ¡£Ëæ×ÅUBIÊг¡µÄ·¢Õ¹£¬Êý¾ÝÈ«ÃæÏêϸ¶ø·Ç¼òµ¥Ê¼þ¼ÆÊýµÄ¼ÝÊ»ÐÐΪËѼ¯ÆÀ²â±Ø½«³ÉΪһÏîÖØÒªµÄ¾ºÕùÓÅÊÆ¡£

·ÖÏíµ½:
²ÂÄãϲ»¶

¿´¹ý±¾ÎĵÄÈË»¹¿´¹ý

(±à¼­£ºÐÂÀËijÐÜ)

Òâ¼û·´À¡ | ±£´æ | ´ó ÖРС | ´òÓ¡ | ¹Ø±Õ

ÐÂÀËÆû³µ|Æû³µÉú»îÔ­¶¯Á¦

¿ÉÊäÈë140¸öºº×Ö Ïò ÐÂÀËÆû³µ ÌáÎÊ >>

ÉÏ´«¸½¼þ

ÉÏ´«¸½¼þ
Ñ¡ÔñͼƬ

ÇëÑ¡ÔñСÓÚ2MµÄjpg,gif,pngͼƬ

ÉÏ´«¸½¼þ

ͼƬÕýÔÚÉÏ´«£¬ÇëÉÔºò...

ÕýÔÚÉÏ´«